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Protect What Matters Most — Dental, Vision & More with Cash-Paying Coverage

Affordable plans from trusted carriers to help you stay prepared when life throws a curveball.
✅ Licensed in 47 states | Trusted by 1,000+ clients nationwide

🔹 Top Carriers, Trusted Benefits

  • 🦷 Delta Dental – PPO plans accepted nationwide
  • 👓 VSP Vision – Accepted at top eye doctors and retailers
  • 🦷 Ameritas – Affordable standalone dental and vision
  • 💼 Aflac & Colonial Life – Trusted for accident, disability & critical illness coverage

🦷 Dental & 👓 Vision Insurance

Protect Your Smile and Sight with Standalone Plans

Dental Covers:

  • 2 cleanings/checkups per year
  • Fillings, crowns, root canals
  • Braces/orthodontics (on select plans)
  • Large national PPO access

🔗 Delta Dental Enrollment & Provider Search

Vision Covers:

  • Annual eye exams
  • Frames, lenses, contacts
  • Designer upgrades
  • LASIK discounts & savings

🔗 VSP Vision Search
🔗 View Ameritas Dental & Vision Plans

🏥 Hospital Indemnity & Maternity

Essential Cash Coverage for Hospital Stays & Maternity Care

  • Fills gaps in high-deductible plans with direct payouts
  • ER, hospital, ICU, and maternity (vaginal or C-section)
  • Funds can cover bills, travel, recovery, childcare
  • 📌 Must enroll before pregnancy

🆘 Accident Insurance

Be Financially Ready for the Unexpected

  • Covers ER visits, ambulance, fractures, sprains
  • Includes sports injuries, concussions, burns
  • Ideal for parents, weekend warriors, 1099 workers

💵 Short-Term Disability (STD)

Protect Your Income — Especially During Maternity Leave

  • Replaces 60–70% of income
  • Covers injury, illness, surgery, maternity leave
  • Great for gig workers & the self-employed

❤️ Critical Illness & Cancer Insurance

Lump-Sum Cash Upon Diagnosis

  • Covers cancer, stroke, heart attack, organ failure
  • Funds can pay for treatment, groceries, or bills

❓ Supplemental Insurance FAQs

What does vision insurance cover?
💬 Exams, glasses, contacts, LASIK discounts

What does hospital indemnity cover?
💬 Daily cash payouts for hospital stays, bills, childcare

What does accident insurance include?
💬 ER, ambulance, fractures, burns, concussions

What does short-term disability pay for?
💬 Weekly income during health or maternity leave

What qualifies under critical illness?
💬 Cancer, stroke, heart attack, organ failure

💬 Real Client Stories

"My vision plan saved me over $300 on LASIK. Total game-changer." — Aaron, 36
"After my accident, I received a check that helped cover bills while I healed." — Teresa, 44
"I couldn’t work for 3 weeks after surgery — thank goodness for my disability plan." — Miguel, 52

👤 Who Needs Supplemental Insurance?

  • 🏃‍♂️ Active families & athletes
  • 👶 Parents planning for childbirth
  • 💼 1099 workers & gig professionals
  • ❤️ Anyone with a high-deductible health plan

💰 Sample Pricing Table

Plan Type

Typical Monthly Cost

Coverage Highlights

Dental + Vision Bundle

$32–$45/mo

Cleanings, eye exams, frames

Accident Insurance

$15–$25/mo

ER visits, ambulance, fractures

Hospital Indemnity

$18–$35/mo

Daily hospital cash payouts

Short-Term Disability

$20–$45/mo

Weekly income during time off

Critical Illness

$10–$25/mo

$5K–$25K lump-sum payout at diagnosis

shauna@airoszonainsurance.com
+1 (623) 283-1491
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